Commercial Loans
Look to us for all types of commercial loans and needs. With commercial loan officers that have been in our community both personally and professionally for many years, we have the expertise and knowledge to be your financial partner.
- Short term commercial notes
- Equipment term loans
- Working capital loans
Commercial Real Estate
Need to expand, remodel or purchase a new commercial building? We have the products and flexibility to get you into the right loan for the right building.
- Construction loans
- Acquisition and development loans
- Lot loans
- Model home construction loans
Equipment Leasing
Leasing through your local bank makes sense. Our leases are relationship based, not transaction based and we don't charge a termination or prepayment penalty. Leasing options include:
- 100% financing- no payment down
- Variable payment terms for seasonal customers
- Most leases can be structured to meet tax objectives
- fixed rates for the entire leasing term
Lease servicing is provided through our partnership with BB Community Leasing Services, Inc.
SBA Loans
With HCBT SBA financing, your business can take advantage of longer repayment terms and higher borrowing limits. Backed by the Small Business Administration, qualifying criteria is often more flexible than conventional financing.
- Get greater flexibility in repayment terms and lower monthly payments
- Use it to fuel the growth for start-up and emerging companies
- COVID-19 Paycheck Protection Loans
Credit Cards
Hendricks County Bank offers business customers MasterCard or Visa credit cards. Using a business credit card is an excellent way to deal with day-to-day expenditures.
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