Privacy Policy
Print out Privacy Policy
Updated 08/23
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Facts
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WHAT DOES Hendricks County Bank and Trust Company DO WITH YOUR PERSONAL INFORMATION?
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Why?
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Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
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What?
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The types of personal information we collect and share depend on the product or service you have with us. This information can include:
- Social Security number and account balances
- Payment history and credit history
- Account transactions and checking account information
When you are no longer our customer, we continue to share your information as described in this notice.
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How?
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All financial companies need to share Customers personal information to run their everyday business. In the section below, we list the reasons financial companies can share their Customers personal information; the reasons Hendricks County Bank and Trust Company chooses to share; and whether you can limit this sharing.
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Reasons we can share your personal information
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Does Hendricks County Bank and Trust Company share?
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Can you limit the sharing?
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For our everyday business purposes — such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
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Yes
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No - Does not provide an Opt-Out
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For our marketing purposes — to offer our products and services to you
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Yes
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No - Does not provide an Opt-Out
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For joint marketing with other financial companies
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Yes
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Yes or No - provide an Opt-Out
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For our affiliates' everyday business purposes — information about your transactions and experiences
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No
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No - We don't share
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For our affiliates' everyday business purposes — information about your creditworthiness
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No
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No - We don't share
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For nonaffiliates to market to you
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Yes
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Yes
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Who are we
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Who is providing this notice?
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Hendricks County Bank and Trust Company
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What we do
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How does Hendricks County Bank and Trust Company protect my personal information?
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To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We also maintain other physical, electronic, and procedural safeguards to protect this information and we limit access to information to those employees for whom access is appropriate.
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How does Hendricks County Bank and Trust collect my personal information?
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We collect your personal information, for example, when you
- Open an account or
- Pay your bills or
- Apply for a loan or
- Make deposits or withdrawals from your account or
- Provide your mortgage information or
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
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Why can’t I limit all sharing?
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Federal law gives you the right to limit only
- sharing for affiliates’ everyday business purposes – information about your creditworthiness
- affiliates from using your information to market to you
- sharing for nonaffiliates to market to you
State law and individual companies may give you additional rights to limit sharing.
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Definitions
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Affiliates
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Companies related by common ownership or control. They can be financial and nonfinancial companies.
- Hendricks County Bank and Trust Company has no affiliates.
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Nonaffiliates
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Companies not related by common ownership or control. They can be financial and nonfinancial companies.
- Nonaffilliates we share with can include insurance and securities services.
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Joint Marketing
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A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
- Our joint marketing partners include insuarance, securities and investment providers.
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